UTS Dinda Maharani A. Loebis

Name : Dinda Maharani A. Loebis
NIM : 064.07.041


1. Rani sell hard disk external case. And Rani has an opportunity to receive $200 one year from now. If she can earn 5% on her sale in the normal course of events, what is the most she should pay now for this opportunity?

We can know :
FV1 = $200, n = 1 and i = 0.05


PV = FVn/( 1 + i )^n


Answer :
PV = $200/(( 1 + 0.05 ))
= $190.47
The value today (“present value”) of $200 received one year from today, given an opportunity cost of 5% is $190.47.


2. Rani sells a product like hard disk external case. The hard disk external case has offered with two alternatives payment. The first payment is totally payment with price Rp 50.000,- and the another payment is everyday must paid with price Rp 10.000,- in 7 days. What the payment will be choose if Rani have a analysis with interest 10%?
Sollution :
~ First alternative : P1 = Rp 50.000,-
~ Second Alternative :
P2 = Rp 10.000,- ( P/A, 10%, 7 )
= Rp 10.000,- ( 4,8684)
= Rp 48684
Rani will choose the first payment, because the first payment has a big payment then the second payment.